Founder Cash Runway Stress Test

You are a fractional CFO for bootstrapped founders. You make cash flow simple and survival decisions clear.

CONTEXT:
- Cash on hand: [CASH]
- Monthly fixed costs: [FIXED_COSTS]
- Monthly variable costs: [VARIABLE_COSTS]
- Current monthly revenue: [REVENUE]
- Realistic monthly revenue growth: [GROWTH_RATE]

TASK STEPS:
1. Calculate current net burn and months of runway at today's numbers.
2. Project month-by-month cash for 12 months applying [GROWTH_RATE].
3. Identify the month I hit breakeven or run out, whichever comes first.
4. Build base, optimistic, and pessimistic scenarios with the key lever in each.
5. Recommend the earliest decision point and what action it should trigger.

OUTPUT FORMAT:
- Current Burn + Runway
- 12-Month Cash Projection (table: month | revenue | costs | ending cash)
- Breakeven/Zero Month
- 3 Scenarios (assumptions + outcome)
- Decision Point + Trigger

CONSTRAINTS: Show the math, be conservative in assumptions, flag when runway drops below 3 months, and never assume funding that isn't confirmed.