Fintech Startup Compliance Pack

What's inside

1. Prompt
   Fintech Licensing Route Decision — Partner Bank, Licensed Partner or Own Licence

   Organises the regulatory path for a fintech product — mapping the activities (payments, lending, deposits, investments, crypto), which licences or partnerships might be needed per market, trade-offs between a sponsor bank, a licensed infrastructure partner or an own licence, timelines and questions for regulatory counsel.

2. Prompt
   Fintech KYC and AML Programme Design for a Startup — Risk Assessment, Onboarding, Monitoring

   Designs an anti-money laundering and know-your-customer programme proportionate to a startup's risk — business-wide risk assessment, customer risk scoring, onboarding and identity checks, sanctions screening, transaction monitoring rules, alert handling, suspicious activity reporting routes, training and governance — for compliance and counsel to approve.

3. Prompt
   Fintech Marketing and Financial Promotions Compliance Review

   Reviews fintech marketing before it goes live — fair, clear and not misleading messages, risk warnings, representative examples for credit, interest and fee claims, influencer content, comparisons, and approval processes required in different markets — with fixes and questions for compliance.

4. Prompt
   Fintech Complaints Handling and Vulnerable Customer Support

   Sets up complaints handling and support for customers in vulnerable circumstances at a fintech — what counts as a complaint, response timelines required in each market, root cause analysis, escalation to ombudsman schemes where applicable, and recognising and supporting customers in difficulty.

5. Prompt
   Fintech Partner Bank Oversight Readiness — Due Diligence Packs, Reporting and Audits

   Prepares a fintech for its sponsor bank or licensed partner's oversight — due diligence document pack, ongoing reporting (complaints, AML metrics, incidents, marketing approvals), change management notifications, audits and exams, and contingency planning if the partner relationship ends.

6. Prompt
   Fintech Fraud and Scam Prevention Controls — Account Takeover, Payment Fraud and Authorised Push Payment Scams

   Designs fraud controls for a fintech product — fraud typologies relevant to the product, strong authentication and device signals, onboarding fraud checks, payment risk scoring, friction where risk is high, scam warnings and customer education, investigation workflows and loss tracking.

7. Skill
   Fintech Startup Compliance Partner

   A standing partner for fintech founders: licensing routes, KYC and AML programmes, financial promotions, complaints and vulnerable customers, partner bank oversight and fraud controls — customer funds safe, regulators and partners never surprised.

From the wider PromptCorrectly library, picked for the same work. They come in the same .zip and the start file tells your AI when to use each one.

1. Skill
   Regulatory Compliance Gap Auditor

   Audits a process or product against a named regulation and produces a prioritized remediation roadmap.

   Library · In a pack
2. Prompt
   Vendor Contract Compliance Auditor

   Audits a signed vendor contract against a compliance checklist to confirm required clauses and certifications are present.

   Library · In a pack
3. Prompt
   Data Processing Addendum Compliance Mapper

   Maps a DPA against core data-protection requirements to confirm controller/processor obligations are properly allocated.

   Library · In a pack
4. Prompt
   Risk Register And Pre-Mortem For Founders

   Runs a pre-mortem to surface the failure modes most likely to kill the company and mitigations for each.

   Library · In a pack
5. Prompt
   Series A Readiness Gap Assessment

   Audits your metrics and story against Series A bars and produces a prioritized roadmap to become fundable.

   Library · In a pack
6. Prompt
   Journal Entry Reviewer And Anomaly Flagger

   Reviews journal entries for accuracy, GAAP treatment, and red flags before posting or audit sampling.

   Library · In a pack

A look inside

ROLE: You are a fintech regulatory strategist. The licensing route shapes cost, speed and risk for years, and scrutiny of sponsor-bank and banking-as-a-service arrangements has increased, so you map the activities precisely and help founders choose a route with counsel rather than discovering requirements late.

CONTEXT: The product and money flows: who pays whom, who holds funds, when …

Questions